BNB Hana Bank's Business Services let you work with confidence.

Business Banking Services

BNB Hana Bank offers a full line of valuable products and services to meet all of your business banking needs.

Loans

  • Business Loans: Lines of Credit
  • Commercial Loans: Business Start-up, Acquisitions, Equipment, Working Capital, etc.
  • Commercial Mortgages: Purchasing, Refinancing, Renovations
  • SBA Loans: Mortgages, 7A Loans(go to SBA.gov for more info)

The BNB Hana Bank Advantage

The BNB Hana Bank Advantage

The BNB Hana Bank Advantage is a suite of products and services crafted to compliment the deposit accounts offered by BNB Hana Bank. It is another way a banking relationship with BNB Hana Bank provides value to you.

The BNB Hana Bank Advantage provides most customers the opportunity to take advantage of the following features:

  • Complementary MasterCard Debit Card - Get cash from almost any ATM or make purchases almost anywhere MasterCard branded cards are accepted
  • Complementary Telephone Banking - Get account information including balances, checks cleared and deposits made 24 hours a day, 7 days a week
  • Complementary NetTeller Internet Banking – View your account balances, checks cleared, deposits made, make transfers between accounts and set alerts so you know when important activity occurs on your account
  • Complementary Mobile Banking via iPhone or Android smart phone – View your account balances, recent transactions and transfer funds between your accounts from the convenience of your smartphone
  • Complementary interactive eStatements – Your monthly bank statement delivered to you by secure email or accessed via NetTeller, includes images of your checks and deposits and assists you with reconciliation
  • Complementary Bill Payment – Accessed securely via NetTeller, pay single bills or schedule all of your bills so you don’t miss payments
  • Complementary transactions at BNB Hana Bank ATM

Deposit

 Convenience Business Checking

BNB Hana Bank Convenience Business Checking; is a non-interest bearing checking account for businesses that conduct most of their business via electronic means or small cash transactions, have limited check writing needs and maintain modest account balances.

Convenience Business Checking benefits include:

  • The BNB Hana Bank Advantage
  • Complementary MasterCard Business Check Card
  • Complementary Telephone Banking
  • Complementary NetTeller Internet Banking
  • Complementary interactive eStatements
  • Complementary Bill Payment
  • Complementary transactions at BNB Hana Bank ATM

  • Low $100.00 minimum to open and activate your account
  • Unlimited monthly ACH credits
  • Unlimited monthly ACH debits, the first 30 complimentary, subsequent ACH debits incur a $0.35 charge per debit
  • Checks written, deposits and deposited items incur a $0.50 per item charge
  • Unlimited monthly teller transactions

*MasterCard Business Check Card issuance at account opening subject to underwriting guidelines established by BNB Hana Bank.

**Cash transactions (deposits and withdrawals) exceeding $10,000 in the aggregate per week subject the account to review and conversion to a BNB Hana Bank Global Business Checking account at the Bank’s sole discretion.

 Business Value Checking

BNB Hana Bank Business Value Checking: is a full-service, non-interest bearing checking account for businesses that conduct their business via a variety of means including electronic transactions, cash transactions and checks and that want to have the ability to offset monthly maintenance fees by maintaining a low minimum daily balance.

Business Value Checking benefits include:

  • The BNB Hana Bank Advantage
  • Complementary MasterCard Business Check Card
  • Complementary Telephone Banking
  • Complementary NetTeller Internet Banking
  • Complementary interactive eStatements
  • Complementary Bill Payment
  • Complementary transactions at BNB Hana Bank ATM

  • Low $100.00 minimum to open and activate your account
  • Monthly service charge of $15.00 that can be avoided if a minimum daily balance of $1,500 is maintained
  • Unlimited monthly ACH credits
  • Unlimited monthly ACH debits
  • Unlimimited monthly check writing and deposited items
  • Unlimmited monthly teller transactions

  • *MasterCard Business Check Card issuance at account opening subject to underwriting guidelines established by BNB Hana Bank.

    **Cash Management services are available with Global Business Checking.

    ***Cash transactions (deposits and withdrawals) exceeding $10,000 in the aggregate per week subject the account to review and conversion to a BNB Hana Bank Global Business Checking account at the Bank’s sole discretion.

 Global Business Checking

BNB Hana Bank Global Business Checking is a full-service, non-interest bearing checking account for businesses that maintain multiple depository and disbursement accounts or desire the convenience, efficiency and security afforded by electronic cash management services.

Global Business Checking benefits include:

  • The BNB Hana Bank Advantage
  • Complementary MasterCard Business Check Card
  • Complementary Telephone Banking
  • Complementary NetTeller Internet Banking
  • Complementary interactive eStatements
  • Complementary Bill Payment
  • Complementary transactions at BNB Hana Bank ATM
  • Low $100.00 minimum to open and activate your account
  • Earnings credit can earned by maintaining higher balances is used to offset monthly analysis charge and transaction fees

  • Access to premium cash management services including:
  • Online Wire Origination, Domestic
  • Cash concentration and zero balance sweep accounts – make deposits to a single account and “sweep” funds to accounts payable, payroll and other disbursement accounts thus simplifying reconciliation, accounting and reporting.

  • *MasterCard Business Check Card issuance at account opening subject to underwriting guidelines established by BNB Hana Bank.

    **Cash Management services are available with Global Business Checking.

 Business Interest Checking

BNB Hana Bank Business Interest Checking is for Non-Profit Organizations and Government.

Business Interest Checking benefits include:

  • The BNB Hana Bank Advantage
  • $1000.00 minimum to open and activate your account
  • Minimum Daily Balance $1000.00
  • Monthly maintenance fee of $10.00 that can be waived if a minimum daily balance of $1000.00 is maintained
 Savings Account

Business LISA (Liquid Investment Savings Account)

A way for businesses to save money with a low balance requirement and no transaction fees while earning interest for the entire amount on deposit.

* Account Features & Benefits

  • Free online banking
  • Transfer Limitation: Up to 6 preauthorized withdrawals and/or transfers
  • Min. Opening Amount: $100
  • Minimum Balance Required: $500
  • Monthly Fee if Minimum Balance is not Maintained: $5
 Business Money Market

Business Money Market Savings Account

A high interest yielding account with competitive rates and limited check priviledges.

* Account Features & Benefits

  • Earn interest with check writing priviledges
  • Free online banking
  • Transaction Charge: Up to 6 preauthorized withdrawals, transfers, and/or 3rd party transactions. If over limit, $25/item.
  • Min. Opening Amount: $2500.00
  • Minimum Daily Balance Required: $2500.00
  • Monthly Fee if Minimum Balance is not Maintained: $25
 Ultra Money Market Checking

Ultra Money Market Checking

An interest bearing account that pays higher annual percentage yield for maintaining higher levels of deposits.

* Account Features & Benefits

  • Earn higher interest with check writing privileges
  • Transaction Charge: Up to 6 preauthorized withdrawals, transfers, and/or 3rd party transactions. If over limit; $25/item.
  • Minimum Opening Amount: $25,000
  • Minimum Daily Balance Required: $25,000

Certificate of Deposit

Regular Certificate of Deposit

CDs provide a secure way to invest your money for a specified time period with competitive interest rates.

* Account Features & Benefits

  • Min. Opening Amount: $500
  • Rates are subject to change at any time. Penalty may apply for early withdrawal prior to maturity
  • Terms from 3, 6, 12, 18, 24, 36, and 60 Months

Other

  • Coin and Currency Services
  • Merchant Credit Card Processing
  • Domestic and International Funds Transfers
  • BNB Hana Fax Action (Daily Statements)
  • Online Banking

To find out more about any of our Business Banking Services please visit or contact any of our branch locations.